TERMS OF USE

These Terms of Use ("Terms") constitute a binding legal agreement between you and Multiverse Investments & Marketing LLC., referred to as the "Investment Property Mortgage and Business Lending Solutions." By accessing any part of this website ("Site") or using the services described herein, you agree to be bound by these Terms, the Privacy Policy of Multiverse Investments & Marketing LLC. (available on the Site), and any other legal terms displayed on the Site, collectively referred to as "Terms." Certain services may require your acceptance of additional terms. 

Important Notice: If you do not agree to abide by these Terms, please do not use the Site or the services. 

Introduction and Definitions 

Multiverse Investments & Marketing LLC. helps qualified investors in real estate, small or medium business owners find financing solutions through an approved network of lenders and finance providers. Please note that Multiverse Investments & Marketing LLC. is not a lender or finance provider and does not underwrite, approve, fund, or collect loans or financial solutions. We strongly urge you to carefully read and understand these Terms and any other legal documents provided through the service. In these Terms, Multiverse Investments & Marketing LLC. is referred to as "we," "us," "our," and related variations. "Service" encompasses the products, services, and software you access or utilize, including activities that connect you with potential lenders or finance providers. "Account" refers to your registration with Multiverse Investments & Marketing LLC. and any information you provide voluntarily, but it does not pertain to any banking or financial accounts. Additional definitions may be provided within these Terms for context. The words "include," "includes," and "including" should be interpreted as if followed by "without limitation." 

Changes to These Terms 

We retain the right to modify, amend, add, or remove parts of these Terms at any time without prior notice to you. Continued use of the Site after changes are posted implies acceptance and agreement with those changes. The last revision date is stated at the top of these Terms. Please periodically review these Terms for updates. 

Content 

All content, including text, graphics, user interfaces, visual interfaces, photographs, trademarks (registered or unregistered), logos, sounds, artwork, and computer code (collectively, "Content") on this website is owned or used with permission by Multiverse Investments & Marketing LLC.. The misuse of such Content may infringe upon trade dress, copyright, trademark, and other intellectual property laws and unfair competition laws. 

Use of Multiverse Investments & Marketing LLC. Site and Service 

By using the Site or Services, you agree to the following: 

User-Generated Content or Information Submissions: 

• You are solely responsible for information and content you provide through your use of the Site and any Services. 
• You assume liability for interactions with third parties and decisions regarding loans or financial services from third parties. 
• You represent and warrant that you own or control the rights to the information you provide, and that it complies with these Terms. 
• You are responsible for the legality, reliability, accuracy, and appropriateness of the information you submit or contribute. 
• Multiverse Investments & Marketing LLC. is not responsible or liable for the content or accuracy of information provided by you or other users. 
• Attempting to create a duplicate account may result in account termination. 

Assumption of Risk; No Guarantees: 

• You assume all risk when using the Service and interacting with third parties. 
• Multiverse Investments & Marketing LLC. does not guarantee connecting every user with lenders and does not guarantee the ability to obtain financial services. 

Truthful Information: 

• You agree to provide accurate, current, and complete information that belongs to you. 
• Updating outdated or changed information is your responsibility. 
• The Site or Services may not be used on behalf of another person or business, including the use of fictitious names or "seeds." 

Prohibited Uses: 

• You agree not to use the Site in a way that violates any applicable laws or regulations. 
• You will not exploit or harm minors in any way. 
• You will not transmit false or misleading information. 
• You will not send unsolicited advertising material or impersonate others. 
• You will not engage in conduct that restricts or inhibits others' use of the Site. 
• Additional prohibited actions are listed. 

License to Use Your Content: 

• By providing information to us via the Site or Service, you grant us an irrevocable, perpetual, non-exclusive, fully-paid, worldwide license to use, reproduce, publicly perform, publicly display, and distribute such information. 
• When participating in new features or services on the Site, the rights stated above also apply. 

Allowed Disclosures; Information Security: 

• Multiverse Investments & Marketing LLC. may disclose information you provide when required by law or to protect rights or property. 
• Information security measures are implemented to safeguard your data. 

Links to Third-Party Sites and Dealings with Advertisers and Sponsors: 

• The Site may contain links to third-party sites. 
• Multiverse Investments & Marketing LLC. is not responsible for the content of linked sites or any changes or updates to those sites. 
• Correspondence or business dealings with advertisers or third parties are solely between you and those parties. 

Opinions, Advice, and Liability: 

• Opinions, advice, or content provided by authors other than Multiverse Investments & Marketing LLC. are the sole responsibility of those authors. 
• Multiverse Investments & Marketing LLC. does not guarantee the accuracy or reliability of such content. 

Disclaimer of Warranties: 

• Multiverse Investments & Marketing LLC. does not guarantee that the Site or Services will be free of viruses or harmful code. 
• Your use of the Site and Services is at your own risk. 

Limitation on Liability: 

• Multiverse Investments & Marketing LLC. and its affiliates, licensors, service providers, and others associated with the Site will not be liable for damages of any kind. 

Indemnification: 

• You agree to defend, indemnify, and hold Multiverse Investments & Marketing LLC., its affiliates, licensors, and service providers, and their respective officers, directors, employees, contractors, and agents, harmless from any claims, liabilities, damages, or expenses arising from your violation of these Terms or use of the Site. 

Communication and Privacy: 

• We may use your email or mobile number for important notifications or special offers. 

Term and Termination: 

• These Terms remain in effect until terminated by you or Multiverse Investments & Marketing LLC. 
• We reserve the right to suspend or terminate your access to the Services. 
• Termination of your account does not affect your agreements with third parties. 

These Terms of Use were last revised on May 14, 2019.