Multi-Family Financing

Elevate Your Investment Strategy!

Discover the key to expanding your investment portfolio and number of investment properties with our hassle-free financing solutions tailored for apartment buildings, also known as multi-family properties. Position yourself as a real investor in real estate seeking opportunities that lead to substantial growth. 

Unlock the potential of financing solutions for apartment buildings – a move that paves the way for your investment expansion and diversification. Multi-family properties, with five or more dwellings, offer a remarkable avenue for generating revenue. Even properties with four or fewer units remain classified as residential 1-4 investment properties in most states.

Real estate investors recognize multi-family apartment buildings as a robust investment strategy due to their enhanced cash flow compared to single-family properties. Additionally, these properties exhibit greater resilience to the impact of individual vacancies on operating costs.

While larger multi-family properties lower investment risks, it's crucial for investors to convey that lenders tend to assign higher risk profiles to apartment building loans. The unique challenge lies in the properties' reduced liquidity compared to smaller residential investments. To mitigate this, lenders often employ a lower Loan-to-Value (LTV) ratio, potentially necessitating a larger down payment from borrowers.

For those investors eyeing financing solutions for apartment buildings with five or more units, our asset-based mortgage programs are a lifeline. These programs cater to self-employed borrowers who frequently invest in multi-family properties while deducting expenses against their income. This strategic tax-saving approach, while beneficial, can decrease personal income and pose hurdles for traditional mortgage loan qualification.

Ditch the traditional norms with our asset-based investment property mortgage programs. We focus on the property's value and revenue potential, sidestepping the cumbersome personal income reporting requirements of conventional loans.

Our innovative FlexTerm loan shines as the ideal choice for multi-family property investors. It presents:

• A streamlined financing solution for both purchases and cash-out refinances.
• The option of interest-only payments for up to 10 years.
• Flexible terms allowing you to hold the loan for 30 years without a balloon payment.
• Lower monthly payments compared to rigid hard money loans.

Connect with us today to transform possibilities into reality. We find it, if it doesn’t exist.  Also, be sure to receive a premium service.